Terms of Use

By accessing and using this website, you agree to the terms set out below.

Purpose of the Website

The content provided on this website is intended for general informational purposes only, particularly in the field of personal finance, banking, and credit cards.

It does not constitute legal, tax, or financial advice. Use of the information is at your own risk.

Disclaimer of Liability

While we strive to keep the information accurate and up to date, we make no guarantees regarding accuracy, completeness, or timeliness.

To the maximum extent permitted by law, we are not liable for any direct or indirect damages resulting from the use or inability to use the content of this website.

No Financial Advice

The information published on this website does not represent a recommendation to buy, sell, or hold any financial product. We are not affiliated with, endorsed by, or authorised to act on behalf of any bank, credit card issuer, or financial institution mentioned on this website.

Credit card approvals, interest rates, credit limits, and eligibility criteria are determined solely by the respective financial institutions. Investment and financial decisions should always be based on independent research or professional advice.

Advertising and Google Ads

This website uses Google Ads and other advertising networks to display advertisements.

By using this website, you acknowledge that ads may be personalised or non-personalised and that cookies and similar technologies may be used for advertising purposes.

More details are available in the Privacy Policy.

Cookies

This website uses cookies to ensure proper functionality, analyse website traffic, and deliver advertising content.

All processing is carried out in accordance with the General Data Protection Regulation (GDPR) and other applicable data protection laws. You may manage or withdraw your consent at any time via your browser settings.

External Links

This website may contain links to third-party websites. We have no control over their content and accept no responsibility for them.

Intellectual Property

All content on this website, including text, graphics, and logos, is protected by intellectual property laws. Any reproduction, modification, or distribution without prior written consent is prohibited.

Changes to These Terms

We reserve the right to update or modify these Terms of Use at any time. The version in effect at the time of access shall apply.

Governing Law

These Terms of Use are governed by a hybrid legal framework: the laws of the Federative Republic of Brazil and the mandatory provisions of European Union law, including the GDPR, where applicable.

Contact

If you have any questions regarding these Terms of Use, please contact us at: our contact page